IFSC MICR Code Search

The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates the electronic transfer of funds in India provided by RBI. Whereas, Magnetic Ink Character Recognition Code (MICR) is a technology that enables faster processing of cheques by recognizing unique characters printed on the cheque. 

 Use our IFSC tool to eliminate any possible errors in the process of transferring funds.

IFSC MICR code search

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What is IFS Code?

Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates the electronic transfer of funds in India provided by RBI. A code uniquely identifies each bank branch participating in the three principal Payment and settlement systems in India:
  • The Real-Time Gross Settlement (RTGS)
  • National Electronic Fund Transfer (NEFT)
  • Immediate Payment Service (IMPS)
The 11-character code of IFSC is as follows: First 4 alphabetic characters- Bank name The 5th character is 0 (zero) – Reserved for future use. Last 6 characters (usually numeric, but can be alphabetic) – Branch name. NEFT & RTGS systems use IFSC code to route the messages to the destination banks/branches. The format of the IFS Code is as below.
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Bank Code 0 Branch Code

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Uses of IFS Codes

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What is MICR?

Magnetic ink character recognition code (MICR) is a technology that enables faster processing of cheques by recognizing unique characters printed on the cheque. MICR consists of a nine-digit code. The first 3 digits of the MICR code represent the city, the next 3 denotes the bank code and the last 3 digits denotes the bank branch. Similar to an IFSC code, every component of a bank has a specific MICR code. While IFSC is used for online fund transactions, MICR is used for cheques.
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City Code Bank Code Branch Code
Disclaimer:
The Result of your search for Name availability is based on a preliminary check conducted by our system, However, the name proposed by you for Proposed Company/LLP is still subject to a more comprehensive check at Central Registration Centre (CRC). Before applying for a name, it is advisable to conduct your own Name and Trade Mark search. Read Terms Of Use terms of use

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