SIP Calculator

SIP refers to a Systematic Investment Plan and is a method of investing a certain amount of money in mutual funds at regular intervals. One of the most popular mutual fund investment choices is a SIP.
SIP calculator

Need help with our SIP Calculator?


What is a SIP Calculator?

A SIP calculator is a helpful tool for calculating the return on money invested. The SIP calculator allows you to estimate the returns on their mutual fund SIP investments. Based on an estimated annual rate of return, you can determine the maturity amount for any of your monthly SIPs.


How can a SIP calculator help?

A SIP calculator on the internet is a smart and useful tool. It

  1. Assists in financial discipline and develops a saving habit.
  2. Accurately calculates the expected returns 
  3. Saves time


How to use a SIP calculator?

You may follow the simple steps given below:

  1. Enter the monthly amount that you want to invest (the amount for which the SIP was started) 
  2. The number of years you want to remain invested
  3. Finally, the estimated rate of return.

As soon as you enter the value the calculator will show you the estimated amount you can get at the end of your investment period.



There is no prescribed limit to how much you can invest in a SIP. The minimum amount you can invest per month depends on the mutual funds. It is usually Rs 500.

» Flexible SIP: A flexible SIP allows you to make changes to the SIP investment amount invested.
» Step-Up SIP: A step-up, also known as top-up SIP, will let you increase your SIP investment amounts at fixed periods.
» Perpetual SIP: A perpetual SIP is an investment that continues forever, meaning, there is no fixed tenure or end date for the investment.

» Assists in determining the best investment for the best return.
» Estimates the value of the returns.
» Saves time and displays exact results.
» It also helps you plan and ensures that your investments meet your financial needs.

A SIP calculator works on the formula shown below –

M = P × ([1 + i]n – 1 / i) × (1 + i)
In the above formula –
» M = amount you will receive upon maturity.
» P = amount you invest at regular periods.
» n = number of installments you’ve made.
» i = rate of interest.

For example, you want to invest Rs. 10,000 per month for 12 months at an interest rate of 12%.
Then, the monthly interest rate is 12%/12 = 1/100=0.01
Hence, A = 10,000 x ([1+0.01]12 – 1/0.01) x (1+0.01)

You will receive approximately ₹1,28,093 in a year.

Company formation in India is easy.
We can help to build your business at every stage.

Let’s get you started

Send Message
💬 Need help?
Hello, welcome to India Company Incorporation!
How may I assist you?